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The AREG Ledger
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American RE Group, a division of AmeriWorth Mortgage. NMLS #1524674. Equal Housing Opportunity. All loans subject to credit approval, underwriting, property eligibility, and program and state availability. Service times are targets for complete eligible files during business hours, not guarantees. Pre-approval is not a commitment to lend. Four-hour underwriting targets apply to eligible Conventional, FHA, VA, and USDA scenarios; conditions may remain. Our offer: no points, no processing fee, and no underwriting fee. All purchase loans receive an appraisal credit at closing, up to $600 toward the appraisal charge. Other third-party costs, prepaid items, taxes, and insurance may apply; this is not an offer of zero total closing costs. State pages are informational and do not establish licensing or availability for every product.