Selling your home?
Plan what comes next.
Make the financing side of your move clearer. Talk through your current mortgage, expected sale proceeds, next-home budget, and timing before committing to the next purchase.
- Estimate usable proceeds after payoff and selling costs
- Discuss the next purchase and down payment
- Coordinate the financing timeline with your real estate agent
What should I know first?
Selling a home and qualifying for the next mortgage are separate steps. AREG helps with financing planning; your real estate agent handles listing strategy, pricing, and the sale. This page is not a cash offer or home valuation.
Have these details ready.
Starting information only. Your lender determines final documentation. Send sensitive documents only through the secure process your loan team provides.
- Current mortgage balance, other liens, and an approximate sale-price range.
- Expected selling expenses and target timing, reviewed with your real estate agent.
- Next-home price range, property state, and intended down payment.
- Whether you expect to own both homes temporarily or sell first.
Before you take the next step.
Can I buy before my current home sells?
That requires an individual review of existing obligations, available funds, qualifying income, and the proposed transaction. Do not assume sale proceeds are available before the sale closes.
Is this a request for an offer on my house?
No. This is mortgage planning for your next move. Work with your real estate agent on listing, valuation, and selling services.
Can I use all my expected sale price for the next home?
No. Account for mortgage payoff, other liens, selling costs, and any other amounts due. Your closing team can prepare a more reliable proceeds estimate.
A question shouldn’t
slow down a closing.
Brooke and John are here for the “can we?” questions. Bring a loan scenario, ask what to collect, or get help choosing your next step.
See the document checklists ↓
Published 2026-10-28 · Prepared for AREG’s mortgage education library. Program eligibility and pricing require individual review.
CFPB: planning a home purchase ↗Source guidance explains concepts; it is not a commitment by AREG to offer every listed lender term.