:root{--navy:#12323b;--gold:#dec18b;--muted:#647476;--line:#dce3e2;--paper:#f7f8f6}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--navy);background:white;font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,select{font:inherit}button,a,select{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,select:focus-visible{outline:3px solid #b28536;outline-offset:5px}.topbar{padding:9px 5%;display:flex;justify-content:space-between;background:var(--navy);color:#fff;font-size:12px;letter-spacing:.04em}header{padding:24px 5%;display:flex;align-items:center;gap:32px;border-bottom:1px solid var(--line);position:relative;background:white;z-index:10}.brand{display:flex;gap:10px;align-items:center;font-weight:800;letter-spacing:.13em;font-size:19px;line-height:1.2}.brand-symbol{font-size:46px;line-height:1;color:var(--navy);position:relative;font-family:Georgia,serif}.brand-symbol span{position:absolute;font-size:13px;bottom:2px;left:10px;color:#b99456}.brand-small{display:block;letter-spacing:.27em;font-size:11px;margin-top:5px}.brand span .brand-small{font-size:12px}nav{display:flex;gap:28px;margin:auto;font-size:14px;font-weight:500}nav a:hover,.text-link:hover{color:#95733a}.nav-rate{padding:11px 19px;background:var(--navy);color:#fff;font-size:14px;border-radius:4px}.menu{display:none}.hero{display:grid;grid-template-columns:1.04fr 1fr;min-height:606px}.hero-copy{padding:70px 8% 55px 10%}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.16em;display:block;margin-bottom:22px}.hero-copy .eyebrow{display:flex;align-items:center;gap:12px}.tiny-line{height:1px;width:28px;background:#b58b4b}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Manrope,'DM 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span+span:before{content:'•';margin-right:17px;color:#c2a166}.hero-photo{position:relative;min-height:580px;overflow:hidden;background:#dce1dd}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,#102d3655)}.hero-photo>img{width:100%;height:100%;object-fit:cover;position:absolute;object-position:53% center}.photo-label{position:absolute;left:36px;top:30px;font-size:13px;color:#fff;text-shadow:0 1px 9px #12323b;z-index:1}.photo-label strong{font-size:17px}.photo-card{position:absolute;bottom:34px;left:34px;right:34px;background:#ffffffed;padding:26px;z-index:2;box-shadow:0 8px 40px #0001}.photo-card>span:first-child{display:block;font-size:10px;letter-spacing:.15em;margin-bottom:8px}.photo-card strong{font-family:Manrope,sans-serif;font-size:26px;line-height:1.25;letter-spacing:-.03em}.round-arrow{position:absolute;right:25px;bottom:30px;border:1px solid #b5c1bf;width:44px;height:44px;display:grid;place-items:center;border-radius:50%;font-size:22px}.trust{display:grid;grid-template-columns:1fr 1fr 1fr 1.2fr;padding:36px 5%;background:var(--paper);border-bottom:1px solid var(--line);gap:25px}.trust>div+div{border-left:1px solid #d7dfda;padding-left:35px}.trust strong{font-size:29px;line-height:1.3;letter-spacing:-.04em;font-weight:500}.trust strong span{font-size:17px;color:#a88445}.trust p{font-size:12px;margin:5px 0 0;color:var(--muted)}.trust-intro{font-size:15px;line-height:1.5;padding-top:3px}.trust-intro strong{font-size:15px;letter-spacing:0;font-weight:600}.timing{margin:9px 5% 0;font-size:12px;color:#758183}.section{padding:90px 6%}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;margin-bottom:42px}h2{font-size:clamp(32px,3vw,48px);line-height:1.22;letter-spacing:-.045em;font-weight:500;margin-bottom:20px}.section-heading h2{margin-bottom:0}.section-heading>p{max-width:310px;margin-bottom:0;color:var(--muted);font-size:15px}.values{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.values article{border-top:1px solid var(--line);padding:28px 0 0}.value-icon,.num{font-size:12px;letter-spacing:.08em;color:#977544}.value-icon{display:block;margin-bottom:30px}h3{font-weight:600;font-size:22px;letter-spacing:-.035em;line-height:1.3;margin-bottom:14px}.values p{font-size:15px;color:var(--muted);max-width:345px}.local{margin:0 5%;background:var(--navy);color:white;display:grid;grid-template-columns:1fr 1fr;gap:90px;padding:62px 6%;border-radius:5px}.local .eyebrow{color:var(--gold)}.local h2{font-size:48px}.local p{max-width:380px;color:#c1ced0;font-size:15px}.local label{font-size:12px;display:block;margin-bottom:7px}.state-control{display:flex;max-width:370px;margin-bottom:18px}.state-control select{flex:1;min-width:0;padding:12px;background:white;border:0;border-radius:3px 0 0 3px;color:var(--navy);font-size:14px}.state-control button{border:0;background:var(--gold);width:48px;cursor:pointer;font-size:25px;border-radius:0 3px 3px 0}.text-link{font-size:14px;font-weight:600;text-decoration:underline;text-underline-offset:6px}.state-list{padding-top:8px;display:flex;flex-direction:column;justify-content:center}.state-list a{border-bottom:1px solid #ffffff30;padding:19px 0;font-size:21px;display:flex;justify-content:space-between}.state-list a:hover{color:var(--gold)}.state-list span{font-size:19px}.program-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}.program{padding:32px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);transition:background .2s}.program:hover{background:var(--paper)}.program h3{margin-top:30px}.program strong{font-size:14px;font-weight:500}.program p{font-size:14px;color:var(--muted);margin-top:9px}.program-link{font-size:12px;font-weight:600;display:block;margin-top:30px}.realtor-band{padding:70px 7%;background:#eef1ee;position:relative;border-block:1px solid var(--line)}.realtor-band p{color:var(--muted);max-width:510px}.cta{padding:80px 6%;display:flex;align-items:center;justify-content:space-between;gap:40px}.cta>div:last-child{display:flex;flex-direction:column;align-items:center;gap:20px}.cta h2{margin-bottom:0}footer{background:#0d2830;color:#d5dfe0;padding:50px 6% 30px}.footer-top{display:flex;justify-content:space-between;align-items:start;gap:30px}.footer-top .brand{display:block;color:white}.footer-top p{font-size:14px}.footer-top>div{display:flex;flex-direction:column;font-size:14px;gap:6px}.footer-links{display:flex;gap:28px;margin:36px 0 22px;padding-top:24px;border-top:1px solid #ffffff24;font-size:12px}.footer-links span{margin-right:auto}.legal{font-size:12px;line-height:1.7;color:#99b0b5;margin-bottom:0}.inner-hero{padding:75px 7%;background:var(--paper);border-bottom:1px solid var(--line)}.inner-hero h1{max-width:1050px;font-size:clamp(42px,5vw,70px)}.inner-hero p{max-width:660px;color:var(--muted);font-size:17px}.inner-hero .btn{margin-right:10px}.inner-hero .market-names{margin-top:28px;font-size:13px}.market-directory{display:grid;grid-template-columns:1fr 1fr;gap:20px}.market-directory a{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding:25px;font-size:25px}.skip{position:absolute;left:-9999px}.skip:focus{left:20px;top:20px;background:white;z-index:100;padding:10px}
@media(min-width:1600px){body{max-width:1800px;margin:auto}.hero-copy{padding-top:100px;padding-bottom:90px}}@media(max-width:1100px){header{gap:20px;padding:22px 4%}nav{gap:16px;font-size:13px}.brand{font-size:16px}.hero-copy{padding:55px 7%}.hero-buttons .btn{gap:15px;padding:13px 15px;font-size:13px}.hero-note{gap:8px;font-size:11px}.hero-note span+span:before{margin-right:8px}.local{gap:40px}.trust strong{font-size:24px}}@media(max-width:800px){.topbar{font-size:11px}.topbar>span{display:none}.topbar{justify-content:center}header{padding:18px 5%}.brand{margin-right:auto}.nav-rate{font-size:12px;padding:9px 13px}.menu{display:block;border:0;background:none;color:var(--navy);font-size:25px;cursor:pointer}nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;box-shadow:0 10px 20px #0001;padding:25px 6%;flex-direction:column;font-size:16px}nav.open{display:flex}.hero{grid-template-columns:1fr}.hero-copy{padding:45px 6%}.hero h1{font-size:57px}.hero-copy>p{max-width:570px}.hero-photo{min-height:390px}.hero-photo>img{object-position:center 55%}.photo-card{left:auto;right:23px;bottom:22px;width:265px;padding:22px}.photo-card strong{font-size:23px}.photo-label{left:23px;top:20px}.trust{grid-template-columns:1fr 1fr;gap:26px;padding:28px 6%}.trust>div+div{padding-left:18px}.trust>div:nth-child(3){border:0;padding-left:0}.trust strong{font-size:26px}.section{padding:55px 6%}.section-heading{display:block;margin-bottom:30px}.section-heading>p{margin-top:20px;max-width:100%}.section-heading>.text-link{display:inline-block;margin-top:18px}.values{grid-template-columns:1fr;gap:24px}.value-icon{margin-bottom:18px}.values p{max-width:100%}.local{grid-template-columns:1fr;margin:0 4%;padding:40px 7%;gap:20px}.local h2{font-size:40px}.state-list a{padding:12px 0;font-size:19px}.program-grid{grid-template-columns:1fr 1fr}.program{padding:24px}.cta{padding:50px 6%;align-items:flex-start;flex-direction:column;gap:25px}.footer-top{flex-direction:column;gap:20px}.footer-links{flex-wrap:wrap;gap:15px}.footer-links span{width:100%}.inner-hero{padding:50px 6%}.inner-hero .btn{margin-top:10px}}@media(max-width:480px){.brand{font-size:13px;gap:7px}.brand-symbol{font-size:35px}.brand-small{font-size:10px!important}.nav-rate{font-size:11px;padding:8px}.menu{font-size:22px}header{gap:10px}.hero h1{font-size:49px}.hero-copy>p{font-size:16px}.hero-buttons{gap:10px}.hero-note{font-size:10px;gap:7px}.hero-note span+span:before{margin-right:7px}.hero-photo{min-height:320px}.photo-label{font-size:11px}.photo-label strong{font-size:14px}.photo-card{width:235px;padding:18px}.photo-card strong{font-size:21px}.photo-card>span:first-child{font-size:9px}.trust strong{font-size:22px}.trust p{font-size:11px}.program-grid{grid-template-columns:1fr}.program p{max-width:100%}.program h3{margin-top:20px}.program-link{margin-top:20px}.market-directory{grid-template-columns:1fr}.eyebrow{font-size:10px}.hero-copy .eyebrow{letter-spacing:.12em}.inner-hero h1{font-size:42px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Original AREG identity and the quote / rate-desk experience. */
header{position:sticky;top:0;box-shadow:0 3px 20px #102d3607;padding-block:20px}.original-logo{display:block;width:135px;height:auto;object-fit:contain}.footer-logo{background:white;border-radius:4px;padding:13px 17px}.nav-rate{background:#006f91;font-size:14px;white-space:nowrap}.mobile-cta{display:none}nav{gap:23px}.quick-start{margin:38px 5% 0;padding:32px 36px;background:#eef5f7;display:grid;grid-template-columns:.9fr 1.3fr;gap:35px;border:1px solid #d5e4e9;border-radius:5px}.quick-start h2{font-size:29px;margin-bottom:10px}.quick-start .eyebrow{margin-bottom:12px}.quick-start p{font-size:14px;color:var(--muted);margin:0}.quick-form{display:grid;grid-template-columns:1fr 1fr;gap:13px;align-content:center}.quick-form label,.filter-bar label{display:flex;flex-direction:column;font-size:14px;font-weight:500;gap:6px}.quick-form select,.filter-bar select,.filter-bar input{min-width:0;width:100%;height:48px;border:1px solid #bdcdd1;background:white;color:var(--navy);padding:10px 12px;border-radius:4px;font:inherit;font-size:15px}.quick-form button{border:0;cursor:pointer;background:#006f91}.quick-form small{font-size:12px;align-self:center;color:var(--muted)}.pricing-heading,.rates-heading{padding:48px 6% 30px;display:flex;justify-content:space-between;gap:35px;align-items:flex-end}.pricing-heading h1,.rates-heading h1{font-size:56px;margin-bottom:15px}.pricing-heading p,.rates-heading p{max-width:600px;color:var(--muted);margin-bottom:0}.pricing-heading>.text-link{margin-bottom:6px;white-space:nowrap}.pricing-layout{display:grid;grid-template-columns:.85fr 1.2fr;gap:65px;padding:25px 6% 65px;background:linear-gradient(white,#f7f9f9)}.pricing-aside{padding-top:26px}.aside-sticky{position:sticky;top:120px;max-width:400px}.pricing-aside h2{font-size:35px}.pricing-promise{display:flex;gap:17px;margin:25px 0}.pricing-promise>span{color:#006f91;letter-spacing:.08em;font-size:13px;padding-top:3px}.pricing-promise h3{font-size:18px;margin-bottom:6px}.pricing-promise p{font-size:14px;color:var(--muted);line-height:1.75;margin:0}.call-card{padding:24px;background:var(--navy);color:white;border-radius:4px;margin:30px 0 23px}.call-card>span{font-size:11px;letter-spacing:.1em;color:#c5d5d9}.call-card>a{font-size:25px;display:block;margin:8px 0}.call-card p{font-size:13px;margin:0;color:#c4d3d7}.quote-panel{background:white;border:1px solid #d3e0e4;box-shadow:0 10px 40px #13323b0b;border-radius:8px;overflow:hidden;scroll-margin-top:115px}.quote-panel-top{padding:29px 30px 20px;border-bottom:1px solid var(--line)}.quote-panel-top .eyebrow{color:#006f91;margin-bottom:10px}.quote-panel-top h2{font-size:28px;margin-bottom:10px}.quote-panel-top p{font-size:14px;color:var(--muted);margin-bottom:0}.quote-widget{display:block;border:0;width:100%;background:white;height:1750px}.selection-context{background:#eef5f7;padding:10px 13px;border-radius:4px;color:var(--navy)!important;margin-top:15px}.embed-help{padding:16px 25px;font-size:13px;background:#f2f6f7}.embed-help a{text-decoration:underline}.pricing-faq{padding:60px 6%;max-width:1150px;margin:auto}.pricing-faq details{border-top:1px solid var(--line);padding:19px 0}.pricing-faq summary{cursor:pointer;font-weight:500;font-size:17px}.pricing-faq details p{margin:15px 0 0;color:var(--muted);font-size:15px}.rates-heading{background:#f5f8f8;padding-bottom:42px}.edition{border-left:2px solid #b7cdd3;padding:5px 0 5px 27px;min-width:255px}.edition>span{font-size:11px;letter-spacing:.13em;color:#5a767e}.edition strong{display:block;font-size:23px;font-weight:500;margin-top:7px}.edition p{font-size:14px;margin:4px 0 12px}.edition a{font-size:13px;text-decoration:underline;text-underline-offset:5px}.rate-caveat{background:#eaf1f3;padding:15px 6%;font-size:13px;line-height:1.7;color:#3e5b64}.rate-caveat strong{margin-right:7px}.rate-desk{padding:35px 6% 65px}.filter-bar{display:flex;gap:16px;align-items:flex-end}.filter-bar .rate-search{flex:1}.filter-bar>label:nth-child(2){width:205px}.filter-bar>.btn{height:48px;background:#006f91;border-color:#006f91;white-space:nowrap}.program-filters{display:flex;gap:8px;flex-wrap:wrap;margin:22px 0}.program-filters button{cursor:pointer;padding:10px 18px;border:1px solid #c9d5d8;background:white;border-radius:25px;color:#34565f;font-size:14px}.program-filters button[aria-pressed=true]{background:var(--navy);color:white;border-color:var(--navy)}.result-line{display:flex;justify-content:space-between;margin:28px 0 15px;font-size:13px;color:var(--muted)}.result-line>span:first-child{font-weight:600;color:var(--navy)}.rate-item{border:1px solid #d6e1e3;border-radius:5px;margin-bottom:12px;overflow:hidden}.rate-item summary{list-style:none;display:flex;align-items:center;padding:23px 25px;gap:23px;cursor:pointer}.rate-item summary::-webkit-details-marker{display:none}.rate-item summary:hover{background:#f7f9f9}.rate-index{font-size:13px;color:#899c9f;align-self:flex-start;padding-top:4px}.rate-description{flex:1}.rate-tag{font-size:11px;font-weight:600;letter-spacing:.04em;color:#006f91}.rate-tag>span{color:#6a7f85;font-weight:400}.rate-description h3{font-size:21px;margin:6px 0 5px}.rate-description p{margin:0;font-size:13px;color:var(--muted)}.view-chart{font-size:13px;display:flex;align-items:center;gap:24px}.view-chart b{font-size:23px;font-weight:400;color:#006f91}.rate-item details[open] summary{background:#eff5f6;border-bottom:1px solid #d9e5e8}.rate-item details[open] .view-chart b{transform:rotate(45deg)}.chart-content{padding:22px 35px 28px 66px}.chart-caption{font-size:12px;color:#697f85}.chart-content img{display:block;width:100%;max-width:800px;height:auto}.chart-note{font-size:12px;color:#657b82;max-width:800px;margin:18px 0}.chart-actions{display:flex;align-items:center;gap:24px}.chart-actions .btn{background:#006f91;border-color:#006f91}.missing-program{margin-top:32px;background:#f0f5f6;border-radius:4px;padding:26px;display:flex;align-items:center;justify-content:space-between;gap:30px}.missing-program h3{font-size:21px;margin-bottom:8px}.missing-program p{font-size:14px;color:var(--muted);margin:0}.rate-source{font-size:12px;color:var(--muted);margin:22px 0 0}.rate-source a{text-decoration:underline}.rate-empty{padding:40px 20px;text-align:center;border:1px dashed #b8cbd0}.rate-empty .btn{margin:6px;cursor:pointer}[hidden]{display:none!important}
@media(max-width:1100px){nav{gap:14px;font-size:13px}.original-logo{width:115px}.pricing-layout{gap:35px}.pricing-heading h1,.rates-heading h1{font-size:49px}.quick-start{grid-template-columns:1fr 1.4fr;gap:25px;padding:28px}.quick-start h2{font-size:25px}}@media(max-width:800px){.pricing-heading,.rates-heading{display:block;padding:35px 6% 25px}.pricing-heading>.text-link{display:inline-block;margin-top:20px}.pricing-heading h1,.rates-heading h1{font-size:44px}.pricing-layout{display:flex;flex-direction:column;padding:15px 5% 45px;gap:25px}.pricing-aside{order:2;padding-top:0}.aside-sticky{position:static;max-width:none}.pricing-promise{margin:20px 0}.quote-panel{order:1;scroll-margin-top:100px}.quote-panel-top{padding:25px}.quote-widget{height:1850px}.pricing-faq{padding:40px 6%}.quick-start{grid-template-columns:1fr;gap:20px;margin-top:25px;padding:25px}.quick-form{grid-template-columns:1fr 1fr}.edition{margin-top:25px;min-width:0}.edition strong{font-size:20px}.rate-desk{padding:25px 5% 40px}.filter-bar{flex-wrap:wrap}.filter-bar .rate-search{flex-basis:100%}.filter-bar>label:nth-child(2){width:auto;flex:1}.filter-bar>.btn{font-size:13px}.program-filters{gap:7px}.program-filters button{padding:8px 13px;font-size:13px}.result-line{gap:20px;font-size:12px}.result-line>span:last-child{text-align:right}.rate-item summary{padding:19px 16px;gap:12px}.rate-index{display:none}.rate-description h3{font-size:18px}.rate-description p{font-size:12px}.view-chart{font-size:0;gap:0}.view-chart b{font-size:25px}.chart-content{padding:18px}.chart-actions{gap:16px;flex-wrap:wrap}.missing-program{display:block;padding:23px}.missing-program .btn{margin-top:20px}.mobile-cta{position:fixed;bottom:0;left:0;right:0;z-index:20;background:white;box-shadow:0 -5px 25px #102d3615;display:grid;grid-template-columns:1fr 1.6fr;gap:10px;padding:10px 5% max(10px,env(safe-area-inset-bottom))}.mobile-cta a{padding:12px;text-align:center;font-size:14px;border:1px solid #b6cbd2;border-radius:4px}.mobile-cta a:last-child{background:#006f91;color:white;border-color:#006f91}body{padding-bottom:85px}nav{font-size:16px}.original-logo{width:118px}.nav-rate{font-size:13px}}@media(max-width:480px){.quick-form{grid-template-columns:1fr}.quick-form small{text-align:center}.original-logo{width:105px}.pricing-heading h1,.rates-heading h1{font-size:40px}.quote-panel-top h2{font-size:25px}.pricing-heading p,.rates-heading p{font-size:15px}.rate-description p{max-width:250px}.chart-actions .btn{width:100%}.chart-content{padding:14px}.program-filters button{font-size:12px}.quick-start{padding:22px}.nav-rate{font-size:12px}.quote-widget{height:2000px}}
.rate-team{padding:35px 6%;display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:25px;background:#f7fafb}.team-intro h2{font-size:28px;line-height:1.25}.team-intro .eyebrow{margin-bottom:14px}.team-intro p{font-size:14px;color:var(--muted);max-width:340px}.person-card{padding:20px;background:white;border:1px solid #d5e3e7;border-radius:6px;min-width:0}.person-card img{display:block;width:100%;height:auto;max-height:65px;object-fit:contain;object-position:left center;margin-bottom:15px}.person-card h3{font-size:19px;margin-bottom:3px}.person-card>p{font-size:13px;color:var(--muted);margin-bottom:12px}.person-card>a{display:block;font-size:13px;margin:4px 0;overflow-wrap:anywhere}.person-card .btn{width:100%;margin-top:17px;cursor:pointer;background:#006f91;border-color:#006f91}.rate-jumps{display:flex;gap:28px;flex-wrap:wrap;margin:0;padding:20px 6%;border-block:1px solid var(--line);background:white;font-size:14px;position:static;box-shadow:none}.rate-jumps a{text-decoration:underline;text-underline-offset:5px}.uw-checklist{background:#f7fafb;border:1px solid #deeaee;border-radius:5px;padding:24px;margin-bottom:20px}.uw-checklist .eyebrow{color:#006f91;margin-bottom:10px}.uw-checklist h4{font-size:21px;line-height:1.3;margin:0 0 8px;font-weight:600}.uw-intro{font-size:14px;color:var(--muted)}.uw-checklist ul{padding-left:21px;margin:15px 0}.uw-checklist li{font-size:15px;margin-bottom:10px;padding-left:4px}.uw-note{font-size:13px;color:#526e78;margin:14px 0 0}.inline-ask{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin:18px 0 26px}.inline-ask>span{font-size:14px}.inline-ask button{font-size:14px;color:#006f91;border:1px solid #b7d3dd;background:white;padding:9px 14px;border-radius:4px;cursor:pointer}.doc-directory,.rate-faq{padding:55px 6%;scroll-margin-top:100px}.doc-directory{background:#f7fafb}.doc-directory>p{max-width:850px;color:var(--muted);font-size:15px}.doc-directory>details,.rate-faq>details{border-top:1px solid #cddde2;padding:18px 0;scroll-margin-top:110px}.doc-directory summary,.rate-faq summary{font-size:18px;cursor:pointer;font-weight:500}.doc-directory .uw-checklist{background:white;margin-top:20px}.doc-anchors{display:flex;flex-wrap:wrap;gap:9px;margin:25px 0}.doc-anchors a{padding:8px 13px;border:1px solid #c0d7de;border-radius:20px;background:white;font-size:13px}.rate-faq details p{font-size:16px;color:var(--muted);margin:16px 0 3px;max-width:900px}.source-note{font-size:12px!important;margin:25px 0 0}.source-note a{text-decoration:underline}.rate-desk,.rate-team{scroll-margin-top:100px}.rate-team h3{font-family:inherit}.numeric-table-wrap{overflow-x:auto;margin:16px 0}.numeric-table{border-collapse:collapse;width:100%;max-width:800px;font-size:14px}.numeric-table caption{text-align:left;font-size:13px;margin-bottom:12px;color:#526e78}.numeric-table th,.numeric-table td{text-align:right;padding:11px 15px;border-bottom:1px solid #d5e3e8;white-space:nowrap}.numeric-table th{background:#eaf2f5;color:#234d5e}.numeric-table tbody tr:nth-child(even){background:#f6f9fa}.numeric-table th:first-child,.numeric-table td:first-child{text-align:left}.chart-original{margin:20px 0}.chart-original>summary{font-size:14px!important;padding:12px!important;background:#fff!important;border:1px solid #d9e5e8!important;display:list-item!important;list-style:inside!important}.chart-original img{margin-top:15px}#ask-dialog{width:min(560px,calc(100% - 28px));max-height:88dvh;overflow:auto;border:1px solid #bfd4db;border-radius:9px;padding:30px;color:var(--navy);box-shadow:0 25px 80px #0003}#ask-dialog::backdrop{background:#0b2735b3}#ask-dialog h2{font-size:30px;margin-bottom:12px}#ask-dialog>p{font-size:14px;color:var(--muted)}.dialog-close{position:absolute;top:12px;right:15px;font-size:28px;line-height:1;border:0;background:none;cursor:pointer;color:var(--navy)}#ask-form label{font-size:14px;display:block;margin:17px 0 0}#ask-form input,#ask-form textarea{display:block;width:100%;padding:12px;font:inherit;font-size:16px;border:1px solid #b6cdd5;border-radius:4px;margin-top:6px}#ask-form textarea{resize:vertical}.question-privacy,.email-fallback{font-size:12px!important;line-height:1.6}.email-fallback a{text-decoration:underline;overflow-wrap:anywhere}#ask-form .btn{cursor:pointer;width:100%;background:#006f91;border-color:#006f91}#ask-status{font-size:13px;margin:12px 0;color:#006f91}
@media(max-width:1000px){.rate-team{grid-template-columns:1fr 1fr}.team-intro{grid-column:1/-1}.team-intro p{max-width:100%}.team-intro h2 br{display:none}}@media(max-width:800px){.rate-jumps{display:flex;position:static;padding:18px 6%;gap:15px;font-size:13px;box-shadow:none}.rate-jumps a{font-size:13px}.rate-team{padding:25px 5%;gap:14px}.person-card{padding:16px}.person-card h3{font-size:17px}.person-card>a{font-size:12px}.uw-checklist{padding:18px}.uw-checklist li{font-size:14px}.uw-checklist h4{font-size:19px}.doc-directory,.rate-faq{padding:40px 6%}.doc-directory summary,.rate-faq summary{font-size:16px}.numeric-table th,.numeric-table td{padding:10px}.inline-ask{gap:9px}.inline-ask>span{width:100%}}@media(max-width:480px){.rate-team{grid-template-columns:1fr}.person-card img{max-width:300px}.person-card .btn{max-width:300px}.person-card>a{font-size:14px}.person-card{padding:22px}.numeric-table{font-size:13px}#ask-dialog{padding:26px 20px}.rate-jumps{gap:14px}.rates-heading h1{font-size:36px}.doc-directory h2{font-size:30px}}
/* AREG mortgage identity: original blue, navy, white and crisp green accents. */
:root{--navy:#123345;--gold:#91c94b;--muted:#536e7c;--paper:#f3f8fb;--line:#d8e5ec}em{font-family:Manrope,'DM Sans',Arial,sans-serif;font-style:normal;color:#006f91;font-weight:650;letter-spacing:-.045em}.tiny-line{background:#80b93b}h1{font-weight:650}.hero h1{font-size:clamp(45px,4.4vw,68px);line-height:1.09}.hero h1 em{font-size:1em}.hero-copy{padding-top:48px;padding-bottom:45px}.hero{min-height:575px}.hero-copy>p{font-size:17px}.hero-photo{min-height:575px}.hero-note span+span:before{color:#4f871e}.primary,.nav-rate{background:#006f91;border-color:#006f91}.primary:hover,.nav-rate:hover{background:#005674}.value-icon,.num{color:#006f91}.brand{gap:12px}.mortgage-wordmark{font-size:11px;letter-spacing:.08em;line-height:1.55;border-left:1px solid #cbdce4;padding-left:13px;white-space:nowrap}.mortgage-wordmark>span{display:block;font-size:9px;letter-spacing:.04em;color:#587381;font-weight:500}header{gap:22px;padding-inline:4%}.original-logo{width:106px}nav{gap:18px}.mortgage-offer{display:grid;grid-template-columns:.8fr 1fr 1.05fr 1.5fr;background:#123345;color:white;padding:0 5%;border-bottom:4px solid #8ec347}.mortgage-offer>div,.mortgage-offer>a{padding:18px 22px;border-right:1px solid #ffffff24}.mortgage-offer>div:first-child{padding-left:0}.mortgage-offer>a{border:0;background:#193f50}.mortgage-offer strong{font-size:17px;font-weight:600;display:block;line-height:1.4;letter-spacing:-.02em}.mortgage-offer span{display:block;font-size:11px;line-height:1.5;margin-top:3px;color:#d0e0e8}.mortgage-offer>a strong{color:#c9ed9b}.photo-card{border-top:4px solid #8ec347}.photo-card strong{color:#006f91}.trust{background:#f0f6fa}.trust strong span{color:#006f91}.realtor-band{background:#edf5fa}.local{background:#123345}.local .eyebrow{color:#c3e893}.quick-start{border-top:3px solid #82b744}.program-offer{font-size:14px;font-weight:600;padding:15px 18px;background:#edf6e7;color:#264d19;border-left:3px solid #81b647;margin:20px 0}.pricing-heading h1,.rates-heading h1{font-weight:600}.pricing-heading h1{max-width:800px}.pricing-aside .pricing-promise:first-of-type h3{line-height:1.6}.person-card{border-top:3px solid #80b83c}.edition{border-left-color:#80b83c}.call-card{border-bottom:3px solid #89bc4b}.footer-top .original-logo{width:135px}.hero-note{font-size:12px}.hero-note span{color:#44616e}.topbar{font-size:11px}
@media(max-width:1150px){.mortgage-wordmark{display:none}.mortgage-offer{padding-inline:4%}.mortgage-offer>div,.mortgage-offer>a{padding:15px}.mortgage-offer strong{font-size:15px}.mortgage-offer span{font-size:10px}nav{gap:15px}.hero-copy{padding-top:40px}}@media(max-width:800px){.mortgage-offer{grid-template-columns:1fr 1fr;padding:0 5%}.mortgage-offer>div,.mortgage-offer>a{padding:12px 10px;border-bottom:1px solid #ffffff24}.mortgage-offer>div:first-child{padding-left:10px}.mortgage-offer>div:nth-child(2){border-right:0}.mortgage-offer span{font-size:10px}.mortgage-offer strong{font-size:14px}.hero-photo{min-height:360px}.hero h1{font-size:51px}.hero{min-height:0}.hero-copy{padding:38px 6%}.hero-note{font-size:12px}.original-logo{width:115px}.mortgage-wordmark{display:block}.mortgage-wordmark>span{font-size:8px}.mortgage-wordmark{font-size:10px;padding-left:10px}header{gap:15px}.topbar{font-size:11px}nav{font-size:16px}}@media(max-width:480px){.mortgage-wordmark{display:none}.hero h1{font-size:44px}.hero h1 em{font-size:.95em}.mortgage-offer strong{font-size:13px}.mortgage-offer>a strong{font-size:13px}.mortgage-offer span{font-size:10px}.mortgage-offer{padding:0 3%}.hero-copy>p{font-size:16px}.hero-note{font-size:10px}.hero-photo{min-height:320px}.hero-copy .eyebrow{font-size:9px;letter-spacing:.075em}.pricing-heading h1{font-size:37px}}